No waiting in lines. The account earns unlimited 2% cash back earned from online or in-app purchases, but unlike most cashback programs, this one prevents you from enjoying your earned rewards immediately. Green Dot doesn’t have any branch locations of its own, so it relies heavily on its app and participating stores to offer its services to customers. Along with its competitive cash back rate, another big perk of banking with Green Dot Bank is that you can get your direct deposit paychecks up to two days in advance. Paychecks 2. Offers provided to customers who originated via a paid Google or Bing advertisement feature rate quotes on LendingTree of no greater than 35.99% APR with terms from 61 days to 180 months. Editorial Note: The content of this article is based on the author’s opinions and recommendations alone. This excludes transactions like ACH payments or prepaid card purchases. Exact timing and availability of your direct deposit will depend on when your employer submits your payment information and deposit verification. From the couch, the office or anywhere in between, access your money right in the palm of your hands with the Green Dot app: 2% Annual Interest (APY) Because people who understand money understand “value.” It’s not about “what you pay.” It’s about “what you get.”. It’s more of an added perk than a real primetime feature since you have to wait so long. With Green Dot Unlimited Cash Back Bank Account, you are able to take advantage of a fantastic APY rate up to $10,000. * Log in or Sign up to take advantage of this offer. Free Cash Deposits At Retail Stores. This Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A Inc. Simple. When you open an account online, you’ll need to provide your full name, address, email address, phone number, Social Security number and date of birth. Let us know about your experience with this bank and comment below. 5. Keep reading to learn everything you need to know about Green Dot Bank. The Green Dot Unlimited Cash Back Bank Account’s biggest draw is the unlimited 2% cash back earned from online or in-app purchases. You can initiate the deposit through the Green Dot app then depositing cash at a participating retailer at no charge. The commercials also mention Green Dot Bank’s High-Yield Savings Account. For additional loan options, please call 800-339-4896. It may not have been previewed, commissioned or otherwise endorsed by any of our network partners. In all, the Unlimited Cash Back Bank Account By Green Dot seems to hold a lot of promise. While you’ll see the cash back earned on each purchase reflected almost immediately, you’ll have to wait for each anniversary of your account registration to redeem the funds. How about making cash deposits at retail stores nationwide? Dave Ramsey most is spinning is chair today, because greendot just announce a 3% cashback plus 3% savings account. While we trudge through the fine print for you, we are only offering a summary not all the intricate, legal conditions (which is why you wanted our opinion anyway, right?). If you open an account in store, you’ll need to register your new debit card online or through the Green Dot app. Get rewarded for your spending with the Unlimited Cash Back Bank Account By Green Dot. With this bank account, you can earn 2% cash back on qualifying online and mobile purchases plus earn 2% interest (APY) on money in the High-Yield Savings Account up to a $10,000 balance – that’s an Annual Percentage Yield 20x higher than the … Table of Contents [ hide] 1 About Green Dot You can consult it either from your monthly statement or by calling (866) 291-0818. Once you click to apply for an offer, you will be directed to a third-party website at which point you should give the fine print a gut check. Additionally, you will have access to a wide selection of account features and services for you to take advantage of. Green Dot Bank says it is the extreme value bank because it gives you unlimimted three percent cash back, a savings account with three percent annual interest, cashback deals as major retailers and no overdraft fees ever. The credit limit for cash advances is usually smaller than yo Waived when you spend $1,000 or more using your Card in the previous monthly period. Note that direct deposits are free. Otherwise, you’ll face an out-of-network ATM fee, in addition to a potential ATM owner surcharge. 6. Additionally, you can also take advantage of a range of great promotions from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, BBVA, or CIT Bank. This means it must have a positive balance and cannot be blocked or flagged for any reason. But there’s a few hoops to jump through to earn rewards and use the account efficiently that detract from the eye-catching 3% cash back. Green Dot Bank has been heavily advertising on TV its checking account which it calls the Unlimited Cash Back Bank Account. The account earns unlimited 2% cash back earned from online or in-app purchases, but unlike most cashback programs, this one prevents you from enjoying your earned rewards immediately. The account charges a $7.95 monthly fee. 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